Frequently Asked Questions
Last updated: 2026-08-04
I’ve been declined elsewhere. Is it still worth requesting?
Possibly. Lenders in our network apply different criteria, and some do work with limited or imperfect credit. There’s no guarantee of a match, but asking costs nothing.
What amount can I request?
You can request $200 to $5000. Whether you’re offered anything in that range is up to the lender’s own criteria.
Is there a cost to submit a request?
No. If you accept an offer, any fees belong to the lender and will be disclosed to you before you agree to anything.
What do lenders in your network typically require?
It varies, but most expect you to be 18 or older, a U.S. resident where the service is offered, have a bank account, and show some regular income. None of this guarantees an offer, each lender reviews independently.
Is this available where I live?
Not in every state. Check our Lending Policy page for current availability before you start.